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Upcoming Events
February 7- SLC
February 25- Juab
Upcoming Classes
Click on name of class for more information
Northern Utah:
February 3- Logan
February 4, 11- SLC
Opening the Door to Home Ownership
February 10- Logan
February 17- Logan
February 17- SLC
February 18- SLC
February 19- Morgan
February 19- Tooele
February 24- Logan
February 25- SLC
February 26- SLC
South Eastern Utah:
February 19- Duchesne
February 19, 26- Roosevelt
South Western Utah:
Minersville Classes- All classes are free. Everyone welcome. 6-8pm at the Minersville Senior Center: 240 South Center Street
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February 5 "Managing Financial Risk"
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February 12 "Investing for Retirement"
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February 19 "Planning For Your Future"
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We want to here from you!
Please let us know how to best serve you! Email stephanie.young@usu.edu on information you'd like answered, to become a Saver of the Month, or anything else you can think of.
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Don't know where to begin?
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.jpg) Utah Saves Week
What is Utah Saves Week? Utah Saves is part of the national campaign, America Saves, to help Americans save money and to get out of debt. Across the country people will be celebrating the accomplishments of a saving mentality. Join in! On the left hand side of this newsletter are classes and events which will be going on around the state for Utah Saves Week. Participate and enjoy!
But aren't we supposed to be spending due to the economy? Everyone knows the country is going through some struggles. That does not mean we, as individuals, have to strain our budgets to keep the country afloat. Utah Saves is here to promote a healthy, financial life. This means a person uses credit wisely, has a plan of action to accomplish his/her financial goals, and has savings, including retirement and emergency. When people are financially successful it will show through in the economy. So yes, spend if you are financially set and the purchases are good options for you, but don't feel like you have to carry the country through the recession.
February 22 - March 1
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to spread the word about saving! As savers, we should be proud that we are getting out of debt and saving money for our future. So proud as to shout it from the roof tops and tell everyone we see.
To help get the word out about Utah Saves Week we have a challenge for you! For every new Utah Saver recruited, you will be entered into a drawing to win a $25 savings bond. For every 50 new savers, 1 savings bond will be drawn. So what are you waiting for... start telling everyone about Utah Saves!
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 Calling All Savers!
Maybe your foreclosure process had gotten out of hand?
Has your credit card interest rate suddenly increased?
Utah Saves Week is right around the corner (February 22- March 1) and in celebration of this week, Bill Gephardt from Channel 2 news' "Get Gephardt" and Utah Saves may possibly be teaming up to work on consumer stories.
Are you willing to share your story for a news cast? If so, send us your problems for us to tape for the week long series!
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The Saver's Credit
By Preston Cochrane
The Saver's Credit was enacted by Congress in 2001 to help low- and moderate-income working families save for retirement. The saver's credit is a non-refundable tax credit available to eligible taxpayers who make salary-deferred contributions to their employer sponsored retirement plan. By contributing to a retirement plan and claiming the saver's tax credit, the taxpayer reduces the amount of income tax he/she owes to the IRS. Read on ...
FYI: If your household makes less than $42,000 a year, you may be eligible for free tax help! To make an appointment or to receive more information call 2-1-1 or visit utahtaxhelp.org
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Frugal Tip of the Month:
Join A Food Co-op
Food co-ops are a great idea to save money on your grocery bill. They supply healthy, quality food at a fraction of the cost offered at grocery stores. Plus they promote community involvement!
Basically, food co-ops allow community members to pool their money together in order to buy bulk purchases from wholesalers and local food vendors. This gives member savings up to 50%. The food is never donated, discounted, or out-dated.
To learn more or to join yourself, visit
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For the Youth:
Are You Ready For Some Football?!
In honor of the superbowl, Utah Saves only found it fit that everyone should be able to win! Play some Financial Football and learn about money in this action packed environment. Whether you are a Cardinal or Steeler's fan, learn the information to be able to afford your own football team!
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Love and Money:
Cost of Divorce
By Brian Higgonbotham
This Valentine's Day, invest in your relationship. Surprisingly, it costs our community a lot more then emotional distress when a couple decides to part ways. Read more...
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