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Upcoming Events
Upcoming Classes
Click on name of class for more information
Northern Utah:
Western Utah:
There are currently no classes scheduled at the time of this newsletter release.
Eastern Utah:
Sept. 23, 24, 30 - Price
IDA Financial Management Training
For more upcoming classes
Click Here
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Volunteer Opportunity
Learn more on what part you can play for this upcoming tax season. There are opportunities to volunteer as a greeter, financial resource specialist, or as a tax preparer.
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Take Credit.
Make sure your getting the credit. Tax credits that is. The Reinvestment Act has allowed changes in the tax law. Click on the below credit to learn more.
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Don't know where to begin?
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Questions or Comments?
Email stephanie.young@usu.edu
Do you have a specific financial question?
Our Wealth Coaches can help!
Call 1-800-350-9899
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Dear Saver,
In this economy, layoffs, salary reductions, unexpected expenses, and the inability to keep up with inflation are the norm. Sometimes it feels impossible to turn these lemons into lemonade. But transforming financial setbacks from misfortunes to learning opportunities will enable you to find motivation and discover skills for building a brighter financial future. To read more...
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Saver Perk:
Win a 90 day no-strings-attached membership to Mvelopes
Reply to this email with a name and address. The first 10 people will be sent this great support for budgeting.
If you have won anything from Utah Saves in the past 12 months, please do not respond.
Mvelopes is financial software, likened to the traditional envelope method of budgeting, to help you manage your finances, while living within your income - and most of it's done automatically.
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6 Tips for Living with Boomerang Kids
By Steve Santiago * Bankrate.com
Much to the Chagrin of today's parents, adult children are moving back home in droves. Here are tips to help with the change in lifestyle:
- Discuss expectations
- Set ground rules and time limits
- Avoid being an enabler
- Share household costs or chores
- Prepare for money requests
- Compel your child to start saving
To read the article in it's fullness, click here.
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Invest in Yourself
Each hour of Exercise can increase your life expectancy by two hours. That could add up to about two hours for adults who begin exercising even as late as middle age.
Physically active people save about $500 per year on health-care costs. Don't have money or time to hit the gym? Try a brisk walk, swim, or play golf without a cart.
For a free online program which will track your activity and diet goals, log onto the American Heart Association's MyStart.
USU Extension Wellness Coordinator - Caroline Shugart; Sources: Harvard University; American Heart Association
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Investing News
Preferreds: A Big Gamble
By Jeffrey R. Kosnett, Senior Editor,
Kiplinger's Personal Finance
Don't jump into these investments because of their recent hot performance without fully understanding the risks.
Common stock isn't the only asset class benefiting from the revival of investors' appetite for risk. Check out the rally in preferred stocks. From the stock market's bottom on March 9 through June 5, iShares Standard & Poor's U.S. Preferred Stock Index (symbol PFF), an exchange-traded fund, returned an astounding 122%. Another ETF, PowerShares Financial Preferred (PGF), did even better, catapulting 171%. The S&P 500-stock index gained only 39%.
More to the point, since the market's March turn, preferreds have trounced other high-yielding investments, such as junk bonds and real estate investment trusts. Yet despite the rebound, many triple-B-rated preferred stocks are still priced to yield about 10%. What in the name of AIG is going on?
Read on...
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Be Your Own Boss
It's My Life is a virtual online game which teaches kids how to start and grow a business. By selecting what type of business they want to start, It's My Life helps them create a concept, find partners, design there logo, and find funding to get the business started. What a great life lesson.
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Sears, Kmart Launch Christmas Club Card
Deseret News Published: Wednesday, Aug 19, 2009 9:20 P.M. M.D.T.
NEW YORK (AP) - Sears Holdings Corp. aims to get an edge over its competition this holiday season by getting shoppers to start saving for Christmas presents now through a new card that mimics an old-fashioned Christmas club account.
Shoppers can put aside money on a regular basis through Nov. 14 to add value to what it calls its Christmas Club card, according the retailer, which is based in Hoffman Estates, Ill., and operates Sears, Roebuck and Co. and Kmart stores.
When activated between now and Oct. 31, card holders can earn a 3 percent reward, up to a maximum of $100, based on the card's value.
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*Utah State University Extension is an affirmative action/equal opportunity institution.
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