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Upcoming Events
Upcoming Classes
Click on name of class for more information
Northern Utah:
Western Utah:
There are currently no classes scheduled at the time of this newsletter release.
Eastern Utah:
Oct 7, 12, 14 - Moab
IDA - Basic Financial Management
For more upcoming classes
Click Here
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Volunteer Opportunity
Learn more on volunteering at least 3 hours a week for 3 months at a VITA site.
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Take Credit.
Make sure your getting the credit. Tax credits that is. The Reinvestment Act has allowed changes in the tax law. Click on the below credit to learn more.
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Don't know where to begin?
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Questions or Comments?
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Dear Saver,
Chances are you'll face a financial crisis at some stage in your life that can make it difficult to pay your bills. Whether the crisis is caused by the loss of a job, medical bills, or frivolous spending, it can seem overwhelming.
Click here to read the following recommendations which will help you develop a game plan in your pursuit to becoming debt-free.
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 Connect with us on Facebook and Twitter!
Utah Saves is now on Facebook and Twitter. Each feed can keep you updated on Utah Saves classes, news, financial tips and updates throughout each month. Become a fan of Utah Saves on Facebook or follow us on Twitter. This is a great way for you to stay updated with Utah Saves. You can also "share the wealth" by inviting your friends to learn more about Utah Saves and financial resources through these sites.
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Saver Perk:
Send in a Picture of Your Halloween Costume for a Chance to Win $50.
How to enter:
Send US a picture of your most creative and cost reducing Halloween costume! Attach with the picture a list of each article of clothing's
cost and a total amount. Send this in a return email or mail to USU Extension, 2001 S. State Street S-1200, SLC, UT 84190.
Deadline: October 26, 2009
Prizes Include:
Most Creative costume with the least amount of cost will be chosen. First place will win a $50 American Express Gift Card, second and third place will win a $25 American Express Gift Card. All three winners will be featured in Novembers newsletter.
* If you have won a prize from Utah Saves in the past 12 months, please do not enter.
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Use What You Know
One Utah Saver was able to take her know how and make a profit by sharing it with others!
"I started my blog, Utah Deal Diva when my husband was out of work. Like many other Utahans, he very suddenly became unemployed and we struggled with the thought of what the future held for us. We kicked our normally frugal lifestyle into overdrive and vowed to work hard at not going into debt while out of work. I decided to share our ideas and methods about living on our meager income online and Utah Deal Diva was born!"
"Since then my husband has found a new job, but we've decided to keep much of our lifestyle the same. Through my blog, I pass along great deals, frugal tips and ways to save money while still maintaining a fun, healthy lifestyle. There are so many people in Utah who are trying to figure out a way to save money without working three jobs. I try to show people ways to save by simply spending less money in ways they never thought possible, as opposed to making more. Utah Deal Diva is a great place for anyone trying to get ideas and figure out ways to be more frugal in their everyday lives."
--Jessica Williams: fellow Utah Saver, coupon enthusiast, and entrepreneur
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Steps You Can Take to Reduce Debt
Ann House; Utah Saves Campaign Coordinator
Step One: Evaluate where you are
Step Two: Negotiate
Step Three: Go to www.powerpay.org
Step Four: Follow through
Step Five: Make financial plans by writing down goals
Read entire article...
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Understanding Paycheck's
You figured out many hours you worked and times it by the amount of money you make an hour. But wait! The number doesn't match the paycheck?
Understanding what is taken out of your paycheck is an important step to understanding how to spend it. Learn about the withdrawals and taxes taken from your paycheck so you can catch any mistakes.
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The Upside of Lehman
By Alexandra Zendrian, 9.17.09, Forbes.com
The anniversary of Lehman's collapse has people reflecting on how the world changed. One Lesson: visit your financial advisor and diversify.
The one year anniversary of Lehman Brothers' demise has been commemorated in many different ways. Some have mourned how it led to the subsequent implosion of the stock market. Others have debated whether saving it would have changed anything. Yet a handful of investors and advisers have used Lehman's collapse as an opportunity to learn and even profit. Read on...
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*Utah State University Extension is an affirmative action/equal opportunity institution.
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