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  HOME > SAVER RESOURCES > UTAH SAVES NEWSLETTER > MARCH MILITARY 09 NEWSLETTER

 
 
 
Military Saves Newsletter
March 2009
The Military Saves program is part of a national campaign that encourages the American people to save money and pay down debt in order to build wealth.  To learn more or to enroll now and take the 'Savings Pledge' visit www.militarysaves.org.
Military Saves Week 2009
Military Saves Web AdMilitary Saves Week was celebrated 22 February - 1 March 2009.  Guest speakers at Hill Air Force Base in Utah included credit guru Al Bingham, author Richard Paul Evans, and others.  Participants attended classes on various financial topics and enrolled in Military Saves.
Overwhelmed by DEBT?
Power Pay Coin Logo A wonderful tool for paying down debt called Power Pay was developed by Extension services of Utah State University.  By creating a free username and password you can enter your basic debt information into an online program that will help you determine the best way to pay off your debts.  The free site is user friendly and has many useful tools, including Power Save.  To get started visit www.powerpay.org.
Free Credit Reports (that are actually free!)
Have you been hearing those catchy tunes about a "free" credit report?  Although the tune may come free and easy, do not be fooled by the marketing.  Notice at the end of the ad they quickly mention that the offer applies with an enrollment.  U.S. law gives every American consumer the right to view his or her credit report free of charge, no strings attached.  To learn more visit the Federal Trade Comission website or go straight to www.annualcreditreport.com.
  

Annual Credit Report Logo

Saver Support
 
BLOG
    
       One Cheap Chick

             by Lesley Mitchell 
 
Looking for an interactive way to save money and stay out of debt, but still have fun?  Check out Lesley Mitchell's blog, One Cheap Chick, on the Salt Lake Tribune website.  
 
Lesley has been a business reporter since 1997 on topics ranging from personal finances to economic development.  She is a member of Utah Saves (similar to Military Saves), which is building wealth, not debt.
 

Frugal Tip of the Month:
Buy a Drying Rack
Clothes drying rack 
Using a drying rack has many perks.  A couple are that your energy bills will run lower while your fabrics last longer.  Now that's saving two fold!
Spring Cleaning for Your Financial House
Cleaning bucket 
by CNNMoney.com
 Spring cleaning doesn't always involve windows or closets.  Here are five simple strategies to organize your financial papers.  Now's your chance to end the chaos forever.  Read on...
Home Owning in Today's Market
Nice home 
Home owning is tough out there today. The best tool to combat this market is information.  Bloomberg.com has a great article on learning about the mirage of lower mortgage rates, with higher fees and stricter eligibility now an issue.
 
If you are thinking of purchasing a home check out these sites below for information on credit scores, classes, grants, and first time homeowner loans:
 
For the Youth: Become a BizKid$

Biz Kid$ logo

 
Get connected while you're still young!  BizKid$ offers the information to make an impact on the rest of your life.  Started by Junior Achievement, BizKid$ offers shows, blogs, and educational tools.  So what are you waiting for?


 Utah Saves Newsletter
In This Issue
Military Saves Week 2009
Overwhelmed by DEBT?
Free Credit Report
Saver Support
Financial Spring Cleaning
Home Owning in Today's Market
For the Youth
Sammy Rabbit at Hill Field Elementary
Quick Links
SAMMY the SAVER 
Sammy Rabbit waving
 
Sammy Rabbit visited Hill Field Elementary on March 3 to share his stories with kids and encourage them to start saving now!  Author Sam Renick was on hand to introduce his fuzzy character and teach the children signs to one of his many songs.
Sammy Rabbit 2 
The kids had a great time and a few even received a free Sammy Rabbit book for participating.  Hill Air Force Base also provided a copy of Sammy's CD for every child.  Utah State University Davis County Extension was present to encourage the children to sign up for Military Saves and to hand out money pencils.
 
COMMUNITY EVENTS
 
Family & Consumer Science Classes
 
Healthy Living Series
March 17, 2009:
     Low-Fat Cooking
April 14, 2009:
     On the Go Breakfast
May 12, 2009:
     Quick & Healthy Dinners
Place: Davis County Courthouse Room #230 
Time: 12:00 noon
Cost for each: $3.00
Please RSVP for each class
by calling 451-3412
 
Storage Water Testing
Test your storage water for harmful coliform bacteria.
Testing at the end of March.
Please call 451-3412 for cost and final details. 
 
Fun with Rhodes Bread
 
Learn home-baked goodies.
Place: Davis County Courthouse Room #230
Date: April 21, 2009
Time: 12:00 noon
Please RSVP 451-3412
 
Lead Testing
Test household items;
Limit three per person. 
Place: Davis County Courthouse Room #230
Date: April 22, 2009
Time: 10:00 AM-1:00 PM
Please RSVP 451-3412 
 
"The Earthquake Lady" Preparing for emergency;
72 hour kits.
Place: Davis County Courthouse Room #230
Date: May 14, 2009
Time: 1:00 PM
Please RSVP 451-3412
Space is limited! 
 
 
Horticulture Events
 
Open public classes, events, and workshops.  For a detailed schedule please visit the USU Extension Horticulture website.